Lender Disclosures

Subject to credit profile and eligibility requirements. Valid SSN or Tax ID required. Approval is possible without a credit score, but credit history is checked. Approval, amount and terms are set by the program.

Deferred interest: if the balance is not paid in full by the end of the promotional term, the standard rate applies retroactively from the original date.

Programs approved on banking activity require an account open 60+ days with regular deposits.

Financing provided by third-party lending partners. Credit decisions and terms are made by the lenders. Paynance does not issue credit directly.